If you were hoping to get a piece of SiriusXM’s massive $28 million Telephone Consumer Protection Act (TCPA) class-action settlement over illegal telemarketing and robocalls, the window has officially closed. The strict court-mandated deadline to submit a claim form was March 21, 2026.
If you missed this deadline, you can no longer collect a payout from that specific $28 million pool. However, a missed class-action deadline does not mean your consumer rights have vanished. Because SiriusXM’s marketing practices remain under heavy scrutiny, you still have several distinct legal and regulatory pathways to hold them accountable in 2026.
1. Did You Suffer New Violations After October 31, 2025?
The $28 million settlement (Campbell et al. v. Sirius XM Radio Inc.) only covered a specific historical “class period”: April 27, 2019, through October 31, 2025.
If SiriusXM has continued to bombard your phone with unsolicited telemarketing calls, automated texts, or robocalls after October 31, 2025, these actions constitute entirely new violations. They are not covered by the past settlement, meaning you retain full legal standing to pursue fresh statutory damages under the TCPA.
Quick Refresh on What Makes a 2026 Call Illegal:
The Do Not Call (DNC) Rule: Your number has been on the National DNC Registry for at least 31 days, yet SiriusXM has called you more than once within a 12-month period.
The Internal DNC Rule: You explicitly told a SiriusXM representative to put you on their internal do-not-call list, but they called you again anyway.
The Automation Factor: They used an artificial or prerecorded voice without your express written consent.
2. Your Available Legal Pathways in 2026
If you have fresh evidence or chose to opt out of the class action to preserve your individual rights, you have three primary strategies to pursue.
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| POST-DEADLINE LEGAL PATHWAYS |
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v v v
[SMALL CLAIMS COURT] [MASS ARBITRATION] [REGULATORY COMPLAINTS]
• Sue individually • Hire a firm specializing • Report directly to
• Demand $500–$1,500 per call • in bulk user claims • the FTC, FCC, or
• High corporate defense cost • Leverages arbitration fees • state Attorney General
Pathway A: File a Claim in Local Small Claims Court
You do not need a high-priced lawyer to leverage the TCPA. Small claims courts are designed for individual consumers to resolve disputes quickly.
The Math: If SiriusXM called you 5 times after you told them to stop, you can sue for $500 per call ($2,500 total), or up to $1,500 per call ($7,500 total) if you can prove they willfully ignored your opt-out.
The Strategy: Large corporations hate sending corporate defense attorneys to local small claims courts because the legal bill frequently outpaces the settlement amount. Meticulous evidence usually forces an out-of-court settlement.
Pathway B: Explore Mass Arbitration
Many modern subscription agreements include an arbitration clause that strips away your right to join a class-action lawsuit. However, consumer law firms have turned this into a tool called Mass Arbitration.
If thousands of consumers file individual arbitration claims simultaneously, SiriusXM is on the hook for millions of dollars in non-refundable upfront filing fees charged by arbitration organizations (like the AAA or JAMS)—regardless of who wins the case. This immense financial pressure often forces corporations to settle out of court.
Pathway C: File Regulatory Complains
If you don’t want to go to court but want to trigger structural penalties against the company, submit your call logs and text screenshots directly to enforcement agencies:
Federal Trade Commission (FTC): Report them at
reportfraud.ftc.gov.Federal Communications Commission (FCC): File an informal consumer complaint regarding telemarketing violations.
Your State’s Attorney General: State AG offices frequently launch independent multi-state investigations into companies that repeatedly violate local consumer protection and anti-robocall laws.
3. Step-by-Step Action Plan to Document New Violations
To ensure your next claim is bulletproof, stop treating spam calls like an annoyance and start treating them like a legal case file.
The Silver Lining: As part of the May 2026 final approval parameters for the $28 million settlement, SiriusXM was ordered to implement stricter compliance frameworks, including actively scrubbing their telemarketing lists against the DNC registry. If they fail to do this and continue to dial your number, their exposure to “willful and knowing” triple-damage penalties ($1,500/call) sky-rockets. Keep your logs clean, document every ring, and know that your consumer rights didn’t expire just because a class-action deadline did.